For – Profit Directors' and Officers' Liability Coverage
South Western Group offers a comprehensive program that combines innovative
products and excellent service. This program is designed to meet the
needs of privately owned companies, and their executives. Our product line
includes D&O, Employment Practices Liability, Fiduciary & Crime, all with very
flexible policy construction.
Our target market is privately-held companies with fewer than 250 employees and less than $50,000,000 in assets.
We can write up to $20,000,000 aggregate for all lines with a $5,000,000 per line aggregate in liability, with various retentions available.
Minimum Premiums and Retentions
| |
D&O $2,000 premium / $2,500 retention |
|
| EPL $2,000 premium / $2,500 retention |
|
| Fiduciary $500 premium / $1,000 retention |
|
| Crime $500 premium / $1,000 retention |
D&O Coverage Features
Our product line is a flexible package offering many forms of coverage, with separate limits of liability automatically provided. Coverage features include:
| |
Statutory liabilities covered |
|
| Full Entity coverage for the Assured Organization |
|
| Punitive damages coverage (most favorable venue
language) included for no additional premium charge |
|
| Outside directorship coverage for both profit
and not-for-profit organizations |
|
| Functional equivalent coverage for Assured Organizations
domiciled or incorporated outside Canada |
|
| Broad definition of "claim" including
written or oral demands |
|
| Final adjudication requirement in dishonesty
exclusion |
|
| Pollution exclusion amended to cover shareholder
derivative actions |
|
| Optional Extension Period includes Bi-Lateral
Discovery |
|
| Coverage provided for U.S.A. exposures |
For a quotation please be sure to …
 |
Fully complete every question on the Application. Click HERE for
the Application |
|
|
Email the Application to quotes@swgins.com
or FAX it directly to 1-877-FAX2SWG (1-877-329-2794) |
|
|
For further details on this class, please contact Darlene Hazzard
Phone 416-637-4137 ext. 224 Toll Free 1-800-265-9642
Fax 1-877-FAX2SWG (1-877-329-2794) |
SWG's Tattoo & Body Piercing Program
Tattoos and body piercing are fast increasing in popularity … but not so much with insurance companies.
That's why South Western Group, specialists in niche products and hard-to-place risks, drew up some cover for practitioners of Body Art. Introducing our new Professional & General Liability – Claims Made Policy.
General coverage options
| |
Coverage for entire shop(s) |
|
| Coverage for individual artist(s) |
|
| Coverage for landlords, if desired |
|
| Coverage for piercing of minors – two options |
|
| 1)
LIMITED option to include: ears, nose, navel |
|
| 2)
PLUS option to include: ears, nose, navel, eyebrows & tongue |
|
| Guest Artist and/or Piercer endorsement available |
|
| Limits from $100,000 up to $1,000,000 available |
For a quotation please be sure to …
|
Fully complete every question on the Application. Click HERE for
the Application |
|
|
Email the Application to quotes@swgins.com
or FAX it directly to 1-877-FAX2SWG (1-877-329-2794) |
|
|
For further details on this class, please contact Darlene Hazzard
Phone 905-637-4137 ext. 224 Toll Free 1-800-265-9642
Fax 1-877-FAX2SWG (1-877-329-2794) |
Announcing SWG's Substandard Farm
Program
There's no need to be plowed under just because you can't get coverage in the standard Farm Insurance marketplace.
South Western Group is pleased to offer you and your clients a new alternative market.
Features
| |
Fire & E.C. Coverage, Actual Cash Value on
Buildings |
|
| Machinery can be covered for Limited Named Perils |
|
| Livestock can be covered for Named Perils |
|
| Farm Liability coverage available – Maximum Limit $1,000,000 |
|
| Available Canada-wide (not available in Quebec
at this time) |
|
| Minimum Deductible $1,500 on Dwelling and $2,500 on Outbuildings |
|
| Minimum Premium $1,000 |
|
| Can accommodate almost any type of farm operations, including but not limited to |
|
Beef |
Deer |
Cash Crop |
Buffalo |
Hobby |
|
Dairy |
Llamas |
Elk |
Goats |
Sheep |
For a quotation please be sure to …
|
Fully complete every question on the Application. Click HERE for
the Application |
|
|
Email the Application to quotes@swgins.com
or FAX it directly to 1-877-FAX2SWG (1-877-329-2794) |
|
|
For further details on this class, please contact Colleen Bliss
Phone 416-620-6604 ext. 227 Toll Free 1-800-668-4275
Fax 1-877-FAX2SWG (1-877-329-2794) |
If higher Liability Limits are required, please complete our Farm
Umbrella Application and submit as above.
Introducing SWG's Logging Equipment Program
South Western Group is pleased to introduce our newly developed Logging Equipment facility.
This nationwide program is written exclusively through SWG.
Features
| |
higher level of commission for brokers |
|
| low service fees |
|
| extremely competitive rates |
|
| limits of Liability $500,000 any one item (higher limit may be available in special circumstances) |
|
| exceptional turn around time for quotes and policy issuance |
To qualify for this program
The equipment owner must have at least 3 years experience in the logging industry and operators
must have 3 years experience or a certificate of completion of a logging course of 940 hours
For a quotation within 48 hours please be sure to …
|
fully complete every question on this Application |
|
|
Email the Application to quotes@swgins.com
or FAX it directly to 1-877-FAX2SWG (1-877-329-2794) |
|
|
Click HERE for
the Logging Application |
|
|
For more information email Barb
Phillips |
And don't forget to also ask Barb about our Logging Liability
Program. It's still going strong, and available across Canada to round
out the insurance portfolio you can offer to your clients in the logging
industry.
Announcing SWG's New PROWL Program
For some time now we have been receiving a substantial number of inquires for liability for small processors, manufacturers, wholesalers and some difficult to place retailer's operations.
In response to this demand, we are pleased to announce a new nationwide facility we have put in place.
PROWL
Processors Retailers Or Wholesalers Liability
Criteria
| |
Maximum of $500,000.00 in annual receipts |
|
| Canadian Sales Only |
|
| In business for 3 years or experienced in this class of business for 5 years |
|
| Acceptable loss experience (as determined by SWG Underwriter) with maximum
of 2 liability claims over the past 5 years |
Features
| |
Minimum Deductible |
$2,500.00 |
|
| Minimum Premium |
$3,000.00 for $1,000,000 limit
$3,750.00 for $2,000,000 limit |
|
| Limits |
$1,000,000.00 or $2,000,000.00 |
|
| Maximum Line |
$2,000,000.00 |
For a quotation within 48 hours please be sure to …
|
fully complete every question on this Application. |
|
|
Email the Application to quotes@swgins.com
or FAX it directly to 1-877-FAX2SWG (1-877-329-2794) |
|
|
Click HERE for the PROWL Application |
We wish to stress this facility has been developed to handle small operations that
do not fit in today's standard market.
CHURCH INSURANCE
Recently we have had numerous inquiries regarding our church insurance so we felt it was appropriate to review the coverages offered under our program with the Ecclesiastical Insurance Group.
Our Basic Broad Form Building and Contents coverage includes;
- Architects, Consultant Engineers & Surveyors Professional Fees, for up to 10% of the amount of agreed loss on building & contents
- Church Legal Liability, including liability for bodily injury to a person in the insured's employ
- Business Interruption - loss of collections and income, up to $20,000 any one occurrence
- Valuable Papers and Records
- Extra Expense
- Lock and Key coverage
- Crime -- including loss of money from within the home of any church official
- Optional Coverages: D & O, Counselling Liability and Physical And Sexual Abuse
Special Instructions
Click HERE to Download our Church Application now, or go to the Applications Page. Once completed, please FAX to 1-877-FAX2SWG (1-877-329-2794) toll free from anywhere in Canada.
For questions please contact...
Newsflash ... SWG is now writing Roofers! Date: January 6th, 2004 We are now writing Roofing Contractors who are engaged in
hot work (tar boilers), excluding membrane operations applied by torch.
For a Quotation we require a fully completed application, including
all loss information as well as a breakdown of Receipts by each type of operation.
To obtain our Roofing Application go to the APPLICATIONS page of this site and select ""Roofing Contractors"" from the list.
SPECIAL INSTRUCTIONS
Please fax the completed Application to 1-877-FAX2SWG (1-877-329-2794)
Back to Top
 |
